Solar Panel Cost in New York (2026)
In New York, home solar installs for roughly $3.20/watt in 2026. A typical 8 kW system runs about $25,600, with an estimated payback near 8.5 years at the state's ~29¢/kWh electricity rate.
| System size | Est. cost | Est. annual savings | Payback |
|---|---|---|---|
| 6 kW | $19,200 | $2,300/yr | 8.5 yrs |
| 8 kW | $25,600 | $3,000/yr | 8.5 yrs |
| 11 kW | $35,200 | $4,100/yr | 8.5 yrs |
Estimates use ~$3.20/watt installed and New York's ~29¢/kWh rate. Before any state/local incentives.
New York solar notes
New York transitioned new systems to VDER 'value stack' crediting, but a 25% state tax credit (up to $5,000) plus NY-Sun rebates and high rates keep solar worthwhile.
Heads up: the 30% federal tax credit for purchased home solar ended Dec 31, 2025. Leased/PPA systems may still qualify through 2027, and New York may offer its own incentives — check locally.
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